World Nomads review

World Nomads is aimed at travelers whose trips include sports. Its U.S. site lists four plans with limits per person. Standard covers trip cancellation at $2,500, emergency medical at $125,000 and evacuation at $400,000, with 250+ adventure activities. Explorer, the recommended plan, raises cancellation to $10,000, medical to $150,000 and evacuation to $500,000, covers 300+ activities and offers optional cancel for any reason up to 50% of the non-refundable insured trip cost. Epic covers cancellation at $15,000, medical at $250,000, evacuation at $700,000 and 340+ activities, with optional cancel for any reason up to 75%. The activity list is specific: for example, scuba diving to 165 feet is included on all plans and skydiving on Explorer. You can buy cover while already traveling. The weak point for trip-cost protection is the cancellation ceiling, which stays at $15,000 even on Epic, and World Nomads does not publish prices.

Who it is for

Adventure travelers who need sports and activities covered

Price

Quote-based: price depends on trip length, destination, plan and other factors; no starting price published.

The cost of travel insurance depends on a range of factors including: The length of your trip Your chosen destination(s) The level of coverage/ plan
Quoted from the vendor pricing page on November 12, 2026.

Key features

• Standard plan covers 250+ adventure activities, Epic covers 340+
• Explorer: trip cancellation $10,000 and emergency medical $150,000
• Epic: trip cancellation $15,000, emergency medical $250,000 and evacuation $700,000
• Optional cancel for any reason up to 50% (Explorer) or 75% (Epic) of insured trip cost
• Cover can be bought while already traveling

Strengths and weaknesses

• Strength: Widest published list of covered activities in this comparison, from scuba diving to mountaineering
• Strength: Can be bought after you have left home
• Strength: Annual plan covers frequent travelers per 14-day trip
• Weakness: Trip cancellation tops out at $15,000 on Epic, far below Allianz or Travel Guard
• Weakness: Standard plan has only $2,500 of cancellation cover
• Weakness: No published starting price

Key facts

• Plans: Standard, Explorer, Epic, Annual
• Max trip cancellation: $15,000 (Epic)
• Emergency medical: $125,000 to $250,000
• Adventure activities: 250+ to 340+

Where it ranks

World Nomads is No. 5 in our Best Travel Insurance verdict.