Allianz Travel Insurance review

Allianz Travel Insurance sells a ladder of single-trip plans, and its comparison page sets out the limits clearly. OneTrip Basic covers trip cancellation and interruption up to $10,000 each with $10,000 of emergency medical cover, which Allianz itself labels a budget option. OneTrip Prime lifts cancellation to $100,000, interruption to $150,000 and emergency transportation to $500,000, and OneTrip Premier goes to $200,000 for cancellation, $300,000 for interruption, $75,000 for emergency medical and $1 million for emergency transportation. On Prime and Premier, children 17 and under are covered free when traveling with a parent or grandparent, except on policies issued to Pennsylvania residents. The Cancel Anytime upgrade reimburses up to 80% of trip costs in cash for reasons the plan does not otherwise cover. The drawback is price transparency: Allianz does not publish a starting price, so you need a quote with destination, dates, age, state and trip cost. Plans are sold only to U.S. residents.

Who it is for

Families and cruisers who want high cancellation limits

Price

Quote-based: the price depends on destination, dates, age, state and total trip cost; no starting price published.

Or, for a personalized comparison of travel insurance plans and costs, get a quote now.
Quoted from the vendor pricing page on November 12, 2026.

Key features

• OneTrip Basic: trip cancellation up to $10,000 and emergency medical up to $10,000
• OneTrip Prime: trip cancellation up to $100,000 and emergency transportation up to $500,000
• OneTrip Premier: trip cancellation up to $200,000 and interruption up to $300,000
• Children 17 and under covered free with a parent or grandparent on Prime and Premier (not for Pennsylvania residents)
• Cancel Anytime upgrade reimburses up to 80% of trip costs in cash

Strengths and weaknesses

• Strength: Highest trip cancellation ceiling in this comparison at $200,000 on OneTrip Premier
• Strength: Free cover for children on Prime and Premier suits family trips
• Strength: Allyz app adds safety alerts, a trip organizer and a hospital finder
• Weakness: No price is published; you must run a quote with trip cost, age and state
• Weakness: OneTrip Basic medical cover is only $10,000
• Weakness: Plans are sold only to U.S. residents

Key facts

• Max trip cancellation: $200,000 (OneTrip Premier)
• Emergency transportation: Up to $1 million (OneTrip Premier)
• Kids: 17 and under free on Prime and Premier
• Upgrade: Cancel Anytime, up to 80% in cash

Where it ranks

Allianz Travel Insurance is No. 2 in our Best Travel Insurance verdict.