Travel Guard review

Travel Guard offers five main plans for U.S. residents: Deluxe, Preferred, Essential, Pack N' Go and an Annual Plan, plus a Medevac Per Trip plan for stays up to 365 days. Its Preferred plan, which Travel Guard calls its most popular, covers trip cancellation up to 100% of insured trip cost with a $150,000 maximum and trip interruption up to 150% with a $225,000 maximum. It adds trip exchange up to 50% of trip cost, a Trip Saver benefit up to $2,500, trip delay up to $800 at $200 a day after 5 hours, travel medical up to $50,000 and emergency evacuation up to $500,000. One child 17 and under is included in the rate for each paying adult. Optional upgrades and bundles let you raise baggage limits or add pet cover. Travel Guard does not publish prices, but says a quote takes two minutes or less, and every plan has a 15-day look period. The $50,000 medical limit on Preferred is modest for long trips abroad.

Who it is for

Travelers who want to add upgrades and bundles to a standard plan

Price

Quote-based: no starting price published; quotes take about two minutes online.

Get a quote in two minutes or less!
Quoted from the vendor pricing page on November 12, 2026.

Key features

• Preferred plan: trip cancellation up to 100% of insured trip cost, maximum $150,000
• Preferred plan: trip interruption up to 150% of insured trip cost, maximum $225,000
• Emergency evacuation and repatriation up to $500,000 on Preferred
• One child 17 and under included in the rate for each paying adult on Preferred
• Pack N' Go plan for same-day trips and an Annual Plan for frequent travelers

Strengths and weaknesses

• Strength: Five plan types, including same-day cover with Pack N' Go
• Strength: Trip Saver pays up to $2,500 when weather or the carrier cancels or delays a departure flight on Preferred
• Strength: 15-day look period to review a plan after purchase
• Weakness: Medical cover on Preferred is $50,000, lower than its evacuation limit
• Weakness: No published starting price
• Weakness: Coverage available to residents of U.S. states and the District of Columbia only

Key facts

• Trip cancellation (Preferred): Up to 100% of trip cost, max $150,000
• Trip interruption (Preferred): Up to 150%, max $225,000
• Evacuation (Preferred): Up to $500,000
• Look period: 15 days

Where it ranks

Travel Guard is No. 3 in our Best Travel Insurance verdict.