Ria Money Transfer review

Ria is a large remittance brand that focuses on the corridors where cash still matters, especially Mexico and Latin America. The US home page says more than 100 million people have relied on Ria, and transfers go to 190+ countries online, in the app, through WhatsApp or at stores. Recipients can take a bank deposit, cash pickup, a digital wallet, home delivery, an ATM withdrawal or a debit card payout. The calculator showed a 1.99 USD fee for a $1,000 debit-card-funded bank deposit to Mexico, waived on the first transfer. The exchange rate tells the fuller story: the same calculator showed a first-transfer promotional rate of 18.9977 MXN per dollar against a standard 18.438, a gap of about 3%. That gap is a good illustration of why the fee alone does not show the total cost. Compare the pesos received after the promotion.

Who it is for

Senders who want low flat fees and cash pickup in Latin America

Price

0 USD fee on the first transfer; the calculator showed a 1.99 USD fee for a debit-card-funded bank deposit to Mexico, as checked in November 2026.

0 USD first transfer fee
Quoted from the vendor pricing page on November 12, 2026.

Key features

• 0 USD fee and a promotional rate on the first transfer
• Send to 190+ countries
• Bank deposit, cash pickup, digital wallet, home delivery, ATM and debit card payouts
• Send online, in the app, on WhatsApp or in person
• Single transfers from 1 to 29,999.99 USD in the online calculator

Strengths and weaknesses

• Strength: Flat 1.99 USD fee in the Mexico debit card example
• Strength: Six payout types, including home delivery and ATM
• Strength: 24/7 support from real people
• Weakness: The first-transfer promo rate (18.9977 MXN) was well above the standard rate (18.438 MXN), so later transfers convert at a lower rate
• Weakness: Ria's US site blocks some automated checks, so confirm the fee in the calculator
• Weakness: Fees vary by payment method and delivery method

Key facts

• Coverage: 190+ countries
• First transfer fee: 0 USD
• Mexico example fee: 1.99 USD, debit card to bank
• Users: 100M+ people, according to Ria

Where it ranks

Ria Money Transfer is No. 9 in our Best Money Transfer Services verdict.