Remitly review

Remitly is built for the people who send money home every month, and its corridor pages show that focus. The US to India page lists no fees on all transfers of $1,000 or more, and new customers get a promotional exchange rate on their first transfer, capped at 6,000 USD to India and 1,000 USD to Mexico. Remitly also promises delivery on time or a refund of your fees. You can fund a transfer with a bank account, a debit or credit card, or Apple Pay and Google Pay, and recipients can take a bank deposit, a mobile wallet payout or cash pickup depending on the country. Transfers can also be started in WhatsApp from 18 countries to more than 40 destinations. The cost to watch is the exchange rate after the promotion ends, because Remitly does not advertise a mid-market rate, so compare the amount the recipient gets, not only the fee.

Who it is for

Families sending regular remittances to India, Mexico and similar corridors

Price

No fees on US to India transfers of $1,000 or more; other fees and rates vary by corridor and payment method, as listed in November 2026.

No fees on all transfers of $1,000 or more
Quoted from the vendor pricing page on November 12, 2026.

Key features

• No fee on US to India transfers of $1,000 or more
• Promotional exchange rate for new customers on the first transfer
• Delivery time guarantee with a fee refund if a transfer is late
• Sending through WhatsApp from 18 countries to more than 40 destinations
• Pay by bank account, debit or credit card, or Discover card in the US

Strengths and weaknesses

• Strength: The delivery guarantee refunds your fees if money arrives late
• Strength: Bank deposit, mobile wallet and cash pickup in many corridors
• Strength: Card, Apple Pay and Google Pay funding for instant transfers
• Weakness: The promotional new-customer rate is capped, for example at the first 1,000 USD sent to Mexico
• Weakness: Fees and rates vary by corridor, payment method and amount
• Weakness: Domestic transfers inside the US are not supported over WhatsApp

Key facts

• India fee: $0 on transfers of $1,000 or more
• New customer offer: Promotional FX rate on the first transfer, capped by corridor
• Delivery promise: Fees refunded if not delivered on time
• WhatsApp sending: From 18 countries to 40+ destinations

Where it ranks

Remitly is No. 2 in our Best Money Transfer Services verdict.