Revolut review

Revolut works best if you want transfers inside a broader money app. From the US you can send to bank accounts in 140+ countries, hold and exchange 25+ currencies, and send free to other Revolut users. Its transfer page showed an example $1.50 fee for a bank transfer to Mexico, labeled as illustrative, and the app shows the cost before you confirm. The catch is the plan structure. The Standard plan is $0.00/month but includes $1,000 a month of currency exchange before fair usage fees; Premium at $9.99/month raises that to $10,000 and Metal at $16.99/month removes the cap. Paid plans also cut Revolut's fees on international transfers by 20% or 40%. Exchanges outside foreign exchange market hours carry extra fees, so send on weekdays. For occasional senders under $1,000 a month, the free plan is enough; heavy senders should price in the subscription.

Who it is for

App users who also want a multi-currency account and card

Price

Standard plan $0.00/month; Premium $9.99/month; Metal $16.99/month; transfer fees are shown in the app, as listed in November 2026.

Standard $0.00/month
Quoted from the vendor pricing page on November 12, 2026.

Key features

• Transfers to bank accounts in 140+ countries
• Hold, exchange and send 25+ currencies in the app
• Currency exchange allowance of $1,000/month on Standard, $10,000 on Premium, unlimited on Metal
• Premium and Metal get 20% and 40% discounts on Revolut's international transfer fees
• Free Revolut-to-Revolut transfers between users

Strengths and weaknesses

• Strength: Standard plan costs $0.00/month
• Strength: Costs are shown in the app before you send
• Strength: Combines transfers with a card for spending in 150+ countries
• Weakness: Standard exchanges above $1,000 a month face fair usage fees
• Weakness: Extra exchange fees apply outside foreign exchange market hours
• Weakness: The best transfer discounts require a paid plan from $9.99/month

Key facts

• Transfer coverage: 140+ countries
• Currencies held: 25+
• Standard exchange limit: $1,000/month before fair usage fees
• Paid plans: Premium $9.99/month, Metal $16.99/month

Where it ranks

Revolut is No. 4 in our Best Money Transfer Services verdict.