Online-Therapy.com review

Online-Therapy.com is the most structured option on this list. Every plan includes an 8 section cognitive behavioral therapy program with 25 worksheets, daily worksheet replies from your therapist Monday to Friday, unlimited messaging, and extras such as yoga and meditation videos, a journal and an activity plan. The pricing page lists a messaging-only plan at $60 a week, one 45-minute live session a week at $90 and two sessions at $120, with live sessions by video, voice or messaging. It says rates start at $48 a week because the first month carries a 20% discount, so budget for the full price after that. Online-Therapy.com does not accept direct insurance payments, but it supplies receipts you can submit for reimbursement. You work with one dedicated therapist rather than browsing a directory. For adults paying cash who like homework between sessions, it is the cheapest published route into weekly therapy here.

Who it is for

self-pay adults who want structured CBT at the lowest weekly price

Price

From $48 per week in the first month, then $60 per week for the messaging plan.

Our subscription rates start at just $48 per week.
Quoted from the vendor pricing page on November 12, 2026.

Key features

• 8 section CBT program with 25 worksheets
• Daily worksheet replies Monday to Friday from your therapist
• One or two 45-minute live sessions a week by video, voice or messaging
• Unlimited messaging on every plan
• Yoga and meditation videos, journal, activity plan and tests

Strengths and weaknesses

• Strength: Lowest published weekly entry price in this list
• Strength: Clear plan steps from $60, $90 and $120 a week after the first month
• Strength: Upgrade, downgrade or cancel the subscription
• Weakness: The $48 price includes a 20% first-month discount
• Weakness: No direct insurance billing
• Weakness: Messaging-only plan has no live sessions

Key facts

• Entry price: $48 a week first month, $60 a week after
• Live session length: 45 minutes
• CBT program: 8 sections, 25 worksheets
• Insurance: Receipts provided for reimbursement

Where it ranks

Online-Therapy.com is No. 6 in our Best Online Therapy Services verdict.