Upgrade.chat review

Upgrade.chat ranks fourth as the most Discord-native option: it is a bot that lets server owners sell roles, lock channels behind them and accept donations, and its FAQ says access is granted when customers pay and revoked when they stop paying or dispute a charge. Payments go to your own PayPal or Stripe account, so earnings arrive without platform holds, and checkout supports PayPal, Venmo, cards, Google Pay and Apple Pay. The feature list covers free and paid trials, coupons, referral credits, loyalty roles for long-term subscribers, limited inventory, hidden products, a digital store and a customer portal. The free plan charges a 5.9% rate for up to 500 subscribers, and paid plans cut the rate to 4.9%, 3.9% and finally 2.9% with unlimited subscribers. The weak points are presentation: the pricing page is confusing to read, and much of the documentation has not been updated in 2 years.

Who it is for

Server owners who want to sell roles from inside Discord and accept PayPal as well as cards.

Price

Free plan at a 5.9% rate for up to 500 subscribers; paid plans lower the rate to as little as 2.9%.

FREE Plan Rate 5.9% Subscribers 500
Quoted from the vendor pricing page on November 10, 2026.

Key features

• Sell roles that open locked channels, with access granted on payment
• Access revoked when payments stop or a customer disputes a charge
• PayPal, Venmo, Stripe, Google Pay and Apple Pay checkout
• Free and paid trials, coupons, referrals and loyalty roles
• Digital store, shareable checkout links and a customer self-service portal

Strengths and weaknesses

• Strength: Accepts PayPal and Venmo as well as Stripe cards
• Strength: Bans or removes users who dispute charges
• Strength: Free plan covers up to 500 subscribers
• Weakness: 5.9% rate on the free plan is high for small servers
• Weakness: Paid plan prices are hard to read on the pricing page
• Weakness: Documentation pages were last updated 2 years ago

Key facts

• Free plan: 5.9% rate, up to 500 subscribers
• Lowest rate: 2.9% with unlimited subscribers on the top plan
• Processors: PayPal, Venmo, Stripe
• Chat apps: Discord, Telegram, WhatsApp
• Payouts: Instant to your own processor account

Where it ranks

Upgrade.chat is No. 5 in our Best Discord Paid Membership Tools verdict.