The Platinum Card from American Express review

The Platinum Card from American Express has the largest lounge network of any card here. American Express says its Global Lounge Collection covers over 1,550 airport lounges, including Centurion Lounges, Priority Pass, 10 Delta Sky Club visits a year on eligible Delta flights and other partner lounges. Flights booked directly with airlines or through Amex Travel earn 5x on up to $500,000 a year, as do prepaid hotels on Amex Travel, and Membership Rewards points transfer to 20 airline and hotel partners. The fee is the highest on this list at $895, and the value case rests on credits: up to $600 a year for Fine Hotels + Resorts or The Hotel Collection, up to $200 in Uber Cash, a $200 airline fee credit, a $219 CLEAR+ credit, $400 at Resy restaurants and more. Most are paid monthly, quarterly or semiannually and many need enrollment. Hotel status with Marriott Bonvoy Gold Elite and Hilton Honors Gold is included.

Who it is for

Road warriors who want the widest lounge access

Price

$895 annual fee for the Basic Card.

The annual fee for the Platinum Card ® is $895
Quoted from the vendor pricing page on November 12, 2026.

Key features

• Global Lounge Collection with over 1,550 airport lounges, including Centurion Lounges and Priority Pass
• 5x points on flights booked directly with airlines or through Amex Travel, on up to $500,000 a year
• 5x points on prepaid hotels booked on Amex Travel
• Up to $600 a year in hotel credits on Fine Hotels + Resorts or The Hotel Collection bookings
• Points transfer to 20 airline and hotel partners

Strengths and weaknesses

• Strength: 10 Delta Sky Club visits a year when flying an eligible Delta flight
• Strength: Marriott Bonvoy Gold Elite and Hilton Honors Gold status
• Strength: Up to $200 airline fee credit and up to $219 CLEAR+ credit per year
• Weakness: $895 annual fee, plus $195 for each Additional Platinum Card
• Weakness: Many credits are monthly, quarterly or semiannual and need enrollment
• Weakness: Earns 5x only on flights and prepaid hotels

Key facts

• Annual fee: $895
• Lounge network: Over 1,550 lounges
• Hotel credit: Up to $600 per year
• Transfer partners: 20

Where it ranks

The Platinum Card from American Express is No. 8 in our Best Travel Credit Cards verdict.