Goodbudget review

Goodbudget ranks ninth and is the simplest way to move a cash envelope system or a category spreadsheet onto phones. You create envelopes for rent, groceries or date night and fund them up front, so you plan spending instead of only tracking it. The free plan includes 10 regular envelopes, 10 more envelopes for annual costs and goals, 1 account, 2 synced devices, 1 year of history and debt tracking. Premium, at $10 a month or $80 a year, removes the envelope and account limits, syncs 5 devices, keeps 7 years of history, adds email support and connects US banks for automatic import. Goodbudget says it refunds subscriptions on request within the first 30 days. It has fewer automatic tools than the apps above and the free plan relies on manual entry. We compared documented features and published prices; we did not test the app hands-on.

Who it is for

envelope budgeters and couples who want a free shared budget

Price

Free plan; Premium $10 a month or $80 a year.

$ 10 per month or $80 annually
Quoted from the vendor pricing page on November 12, 2026.

Key features

• Envelope budgeting: set money aside per category before you spend
• Free plan with 10 regular envelopes, 10 more envelopes, 1 account and 2 devices
• Premium adds unlimited envelopes and accounts, 5 devices and 7 years of history
• Automatic bank sync for US banks on Premium
• Debt Accounts on the web track payoff progress

Strengths and weaknesses

• Strength: Free forever plan that syncs between 2 devices
• Strength: Refunds on request within the first 30 days of a subscription
• Strength: Debt tracking included on both plans
• Weakness: Free plan is manual entry with 1 account and 1 year of history
• Weakness: Bank sync works with US banks only
• Weakness: Premium at $10 a month costs more than yearly plans from Quicken Simplifi or PocketGuard

Key facts

• Free plan: 20 envelopes, 1 account, 2 devices
• Premium: $10 a month or $80 a year
• History: 1 year free, 7 years Premium
• Bank sync: US banks, Premium only
• Platforms: Web, Android, iPhone

Where it ranks

Goodbudget is No. 9 in our Best Budgeting Apps verdict.