EveryDollar review

EveryDollar ranks sixth and is the easiest free step away from a spreadsheet. Ramsey Solutions says the free version can be used indefinitely and covers a monthly zero-based budget with unlimited categories and lines, sinking funds, split transactions and bill due dates, with support from a live person. The catch is that you enter every transaction yourself. Premium, at $79.99 a year or $17.99 a month after a 14-day trial, connects your bank and streams transactions in, plans spending around paydays and due dates, adds custom reports and CSV export, and includes live Q&A sessions with coaches. A built-in Giving line reflects the method's emphasis on planned charity. The app is tied to a single method, and monthly Premium billing is the most expensive monthly rate on this list. We compared documented features and published prices; we did not test the app hands-on.

Who it is for

beginners who want a free zero-based budget

Price

Free version; Premium $79.99 a year ($6.67 a month) or $17.99 billed monthly; 14-day free trial.

the premium version costs $6.67 per month when billed annually at $79.99, or $17.99 per month when billed monthly
Quoted from the vendor pricing page on November 12, 2026.

Key features

• Free version with unlimited budget categories, sinking funds and split transactions
• Premium streams bank transactions into the budget automatically
• Plans spending around paydays and bill due dates on Premium
• Custom reports and CSV export on Premium
• Live Q&A sessions with coaches on Premium

Strengths and weaknesses

• Strength: Free version can be used for as long as you want
• Strength: Live support from a person on the free version
• Strength: CSV export on Premium makes it easy to keep a spreadsheet copy
• Weakness: Free version requires manual transaction entry
• Weakness: Monthly Premium billing costs $17.99, the highest monthly rate here
• Weakness: Built around one method, zero-based budgeting

Key facts

• Free plan: Yes, manual entry
• Premium: $79.99 a year or $17.99 a month
• Free trial: 14 days of Premium
• Method: Zero-based budgeting
• Export: CSV on Premium

Where it ranks

EveryDollar is No. 6 in our Best Budgeting Apps verdict.