Capital One VentureOne Rewards review

Capital One VentureOne Rewards is the no-fee option on this list. It earns 1.25 miles per dollar on every purchase and 5 miles on hotels, vacation rentals and rental cars booked through Capital One Travel, and new cardholders get 20,000 bonus miles after spending $500 in the first 3 months. Miles redeem as a statement credit against travel purchases or through Capital One Travel, and they do not expire for the life of the account. Two things make it more useful than a typical no-fee card for travelers: there are no foreign transaction fees, and there is a 0% intro APR for 15 months on purchases and balance transfers before the variable rate applies. The limits are clear too. It has no lounge access, no travel credits and no premium protections, and its 1.25x base rate trails the 2x on the $95 Venture card. Anyone spending more than a few thousand dollars a year will usually earn back the Venture fee.

Who it is for

Travelers who will not pay an annual fee

Price

$0 annual fee.

Annual Fee $0 VentureOne benefits No Foreign Transaction Fees
Quoted from the vendor pricing page on November 12, 2026.

Key features

• Unlimited 1.25 miles per dollar on every purchase
• 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
• 20,000 bonus miles after $500 in purchases in the first 3 months
• 0% intro APR for 15 months on purchases and balance transfers
• Miles redeem as a statement credit against travel purchases

Strengths and weaknesses

• Strength: No annual fee
• Strength: No foreign transaction fees
• Strength: Low $500 spend requirement for the welcome bonus
• Weakness: Base earn of 1.25x is lower than the 2x on Venture and Venture X
• Weakness: No lounge access or travel credits
• Weakness: The card page does not mention transfer partners

Key facts

• Annual fee: $0
• Base earn: 1.25x miles
• Welcome bonus: 20,000 miles after $500 in 3 months
• Intro APR: 0% for 15 months

Where it ranks

Capital One VentureOne Rewards is No. 6 in our Best Travel Credit Cards verdict.